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Even though we've seen efforts to make NFC transactions an easy way for smartphone users to make transactions, one big obstacle holding back mainstream adoption of NFC transaction systems was that currently only a handful of smartphones have built-in NFC support. Gemalto is set to tackle that hurdle shortly, as they are working on integrating NFC technology into SIM cards that would work with nearly GSM phone.
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Source: http://www.androidpit.com/en/android/blog/394644/Gemalto-Designing-SIM-Cards-With-NFC-Support
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